Weecover Privacy Policy
1. Responsible for the Weecover treatment
The person in charge of the treatment corresponds to that of the head of the website, whose complete data are: Insurtech Solutions Correeduría de Seguros S.L., with CIF B-67414250 and address in Barcelona, Santa Anna Street, 28-3.2. 08002.
2. Data treated, purposes and conservation term
2.1 Data treated:
For the purposes of requesting information or contact with the hold Through the arranged forms, in which they will indicate which of them they have the mandatory character. During navigation, data can be provided how the IP address assigned by its supplier or certain social profiles associated with the Weecover user.
2.2 Purposes:
The purposes will be the following:
- Contact: Email or telephone provided for contact will be used for effective answer to the issues raised.
- Newsletters or newsletters: email, which must be verified by the user, or other similar ones, how the phone can be, will be used for the remission of newsletters or newsletters, according to their interests.
- Remission of curricula: the sending of curricular data will be used for use in selection processes, present and future, although the holder reserves the right to directly eliminate the information provided.
2.3 Conservation:
The conservation period will be as follows:
- Newsletters or newsletters: the data will be treated since the user provides their consent to the withdrawal of it, which can be granted as many times as you want. In each communication, the user will find a free and accessible procedure to manage it.
- Curricula: the data will be treated from reception for a period of two years, unless the user arrives before their cancellation application.
3. Rights exercise
Anyone has the right to obtain confirmation about whether they are processing personal data that concern them.
Interested persons have the right to access their personal data. As well as to request the rectification of the inaccurate data or, where appropriate, request your suppression when, among other reasons, the data is no longer necessary for the purposes that were collected.
In certain circumstances, those interested may request the limitation of the processing of their data or oppose the treatment of them, in which case we will only keep them for the exercise or defense of claims.
To do this, users will be able to direct a written communication to the address indicated above. Or to the email address info@weecover.com, including in both cases a photocopy of the national identity document or equivalent accrediting documentation.
In case you want to exercise the right of portability, this data will be provided to the new person responsible.
4. Legitimation of treatment
The legal basis for the processing of the data provided is the consent granted by the user for the processing of their personal data for or one or more specific purposes, as well as for the execution of a contract in which the user is part, or for The application of pre -contractual measures.
The consent will always be revocable and can be exercised at any time.
5. Recipients and assignments
The data will not be assigned.
Weecover: Hiring conditions
1. About us
NSURTECH SOLUTIONS CORDURÍA DE SEGUROS S.L., with registered office located on Santa Anna Street, No. 28, Floor 3, Puerta 2. 08002 Barcelona, provided with CIF B-67414250, and registered in the Mercantile Registry of Barcelona, to volume 46,863, folio 30 , Sheet 533,469, performs a professional commercial activity consisting of mediation in private insurance contracts, offering its clients the possibility of requesting the hiring of insurance policies, although the decision to ensure or not the risk requested by our clients corresponds , unique and exclusively, to the insurance entities with which we collaborate.
In this sense and as an insurance mediating entity, it is registered in the Registry of the D.G.S.F.P. With the J-3720 key, concerted professional liability insurance and has financial capacity in the terms required by Law 26/2006 of July 17. INSURTECH SOLUTS CORREDURÍA DE SEGUROS S.L. He does not have any type of participation in any insurance entity, nor is it participated by any entity of this nature, so it offers professional and impartial advice.
Accordance
In accordance with the provisions of article article 26 of Law 26/2006, of July 17, on private insurance and reinsurance, the offer that will be presented by Insurtech Solutions Correeduría de Seguros S.L., is the result of independent advice and objective, after an exhaustive analysis of existing insurance contracts in the insurance market for the risk object of coverage, and in any way adapted to the needs of the client taking into account the information provided by it.
All insurance policies that the user can hire directly from our website are governed by the provisions of Law 50/1980. Of Insurance Contract, in Law 20/2015, of July 14, on Management, Supervision and Solvency of Insurance and Reinsuring Entities. And, for the provisions of the policy itself both in its conditioned general and particular. Without prejudice to the information prior to the hiring that will be provided to the user of both the general conditions and of the individuals, all the details of coverage and exclusions will be content together with the policy documentation. That, after his hiring, he will receive in the address that he has provided, and must review it and notify any error or incidence that could be detected.
Weecover
The correction of following you has a professional civil liability insurance. With value of € 1.9 million with the insurance entity Markel Insurance is with the number of policy 019S01782RCP. As well as a bond insurance in accordance with articles 35.1 and 27.1 e) and Third Transitory Provision 1 a) of the Law on Mediation of Insurance and Private Reinsurance.
The company complies with current regulations regarding capital laundering. (Law 10/2010, of April 28, on the prevention of money laundering and terrorism financing). Dictated for the prevention of the use of the financial system for money laundering and for the financing of terrorism. IN INSURTECH SOLUTS CORREDURÍA DE SEGUROS S.L. We do not charge fees for our services; It is the insurance companies that remunerate us via commissions, without assuming any additional cost to the premiums they charge.
2. Customer Service
According to the provisions of article 44 of Law 26/2006, of July 17, on Insurance and Private Reinsurance Mediation, Insurtech Solutions Correeduría de Seguros S.L.
It has a customer service to resolve complaints and claims.
For this purpose, it can be directed to: Customer Service: Holder: INSURTECH SOLUTIONS CORREDURÍA DE SEGUROS S.L., CALLE SANTA ANNA 28, 3-2. 08002 Barcelona. Tlfn 931 304 739. E-mail: info@weecover.com.
Additionally, and by virtue of the provisions of article 9 of the ECO/734/2004 order, of March 11, we report that the maximum period to resolve a complaint or claim for the customer service will be two months from the presentation of the same.
In case of disagreement with the result, or after the period of two months without having obtained a response from the customer service. We inform the right to formulate your complaint or claim before the commissioner for the defense of the insured and the participant in pension plans. However, note that the admission and processing of claims before the commissioner for the defense of the insured and the participant in pension plans.
It requires that they have been previously formulated in writing to the Customer Service of INSURTECH SOLUTIONS CORREDURÍA DE SEGUROS S.L.
3. Applicable legislation
Of the following laws:
- 50/1980, of October 8, of insurance contract and its development regulations.
- 20/2015, of July 14, of ordination, supervision and solvency of the insurance and insurance entities.
- 26/2006, of July 17, of mediation of private insurance and reinsurance.
- 7/1998, of April 13, on general hiring conditions (BOE of 14).
- 44/2002, of November 22, of reform measures of the financial system (BOE of 23).
- Law 22/2007, of July 11, on Distance Marketing of Financial Services • For Consumers (BOE of 12).
- Royal Legislative Decree 1/2007, of November 16, which approves the consolidated text of the General Law for the Defense of Consumers and Users and other complementary laws (BOE of 30)(Correction of BOE errors of February 13, 2008).
- 16/2009, of November 13, of payment services (BOE of 14).
- Decree 712/2010, of May 28, of the legal regime of payment services and payment entities.
And the following orders:
- EHA/1608/2010, of June 14, on transparency of the conditions and information requirements applicable to payment services (BOE of 18).
- ECC/2502/2012, of November 16, which regulates the procedure for submitting claims before the claims services of the Bank of Spain, the National Securities Market Commission and the General Directorate of Insurance and Pension Funds (BOE of 22).
- ECO/734/2004, of March 11, on the departments and customer service and the client defender of the financial entities (BOE of 24).
4. Hiring Weecover policy
The conditions of the policy object of the offer will be presented through this website. If you request it, you can receive telephone or chat advice. This information provided relative to the products to be hired will be valid for the period indicated in each case. And if nothing is indicated, while available through the hiring channel.
The user must take into account that the information may not include all the contract conditions and may be subject to interpretation. So you must review all the coverage details and exclusions contained in the documentation of the policy that you will receive after your hiring and prevail over the above.
For any error or incidence, we beg you to contact us in the email: info@weecover.com.
Weecover
To receive a final insurance policy offer, made based on prior target advice, the user must complete the questionnaires that appear on the screen at all times. In which you will be requested necessary for the tarification and billing.
The prices and conditions of insurance contracts submitted prior to hiring may be subject to possible alterations and variations.
The user must confirm them at the time of insurance hiring. Insurance companies may finally vary in the contract their rates and conditions. But only in case of detecting divergences between the information contained in the questionnaires and their own risk related to the risk of risk.
Therefore, the user assumes that he is responsible for the veracity of the answers that must indicate in the questionnaires presented. And that serve as the basis for the acceptance of risk, the calculation of the final premium and the hiring of the policy that you have selected. This information provided by the user must be complete, truthful and updated. Not only at the time of contracting the policy, but throughout the life of the policy.
Otherwise, you can invalidate your insurance, and all or part of the compensation for incident can be left without charging. This website uses telematic acceptance that implies the user's express consent for the acceptance of offers, contractual conditions, legal notices and contracting of contracts.
The user accepts the full validity of the signed transactions using that system. Equating its validity to all purposes to the transactions held by handwritten signature or electronic signature.
In this sense and with respect to the hiring of the insurance, the user who proceeds to “hire” the corresponding policy accepts and is expressly informed of the full content and the limiting clauses. Of the rights of the insured that are collected in the general conditions of the product that you have selected and that has been shown above. Thus being, therefore, linked contractually.
Accepted the insurance application by the insurance entity, the corresponding contractual documentation will be sent. The contract would be perfected once it has the compliance in the hiring. And, for the date indicated in it, being this between today and a maximum of a later month. The validity of the hiring will be linked to the payment of the premium and the shipment for its part of the signed contracting conditions.
5. WEADOVER PAYMENT MEANS
The payment method will be indicated as possible within the price grill, being able to be annual or monthly as the case may be. The planned payment system will be the credit card debt. In case the payment is denied, the insurance contract will be automatically resolved. Informing the user of said resolution through reliable communication. The lack of payment of the premium will entail the immediate release of the insurer from his obligation to respond to any type of sinister.
6. RIGHT OF DESISTING WEECOVER
Makers are recognized the right to withdraw the contract without indication of the reasons and without any penalty. Whenever, the will to give up, communicates to INSURTECH SOLUTS CORREDURÍA DE SEGUROS S.L. within 14 calendar days. Counting since the policyholder is notified that the contract has been concluded or from the receipt of contractual information if this reception was subsequent.
However, when the policyholder exercises the right of withdrawal, he must pay the premium part corresponding to the period during which the insurance contract has been in force. (The days elapsed from the perfection of the contract to the date on which the withdrawal is notified). This right is not applicable in any case to the mandatory civil liability insurance under the provisions of Art.10 of Law 22/2007. Of July 11, on distance marketing of financial services for consumers.
7. Update of Weecover contracting conditions
The insurance company reserves the right to modify these hiring conditions. Or, where appropriate, those that refer specifically to a specific product, when necessary for the purpose of adapting to legislative, business and/or technological changes.
The updated texts will be valid and will take effect since their publication on the web. Therefore, its temporary validity coincides with the time during which they remain accessible and until they are modified totally or partially. Moment in which the updated texts will be valid.
8. Weecover jurisdiction
For the resolution of all controversies or issues related to the use or access of this website or to the activities in it. Including those derived from the acquisition of goods or services. Spanish legislation will be applied, to which the parties are expressly submitted, submitting any discrepancy, issue or claim. Resulting from the execution or interpretation of these conditions to the courts and courts of the city of Barcelona.
With express resignation to any other jurisdictional jurisdiction or demarcation that could be competent. The above will not apply in the event that the user has the condition of consumer, in which case the place of the domicile of the latter will apply.
